When it comes to unsecured debts, debt settlement provides an effective path to debt relief. It allows individuals facing financial hardship, high interest rates, or the challenge of multiple creditors seeking simultaneous payments to find a viable solution. Rather than succumbing to the pressures of mounting debts or resorting to bankruptcy, debt settlement offers an opportunity to negotiate with creditors and reach an agreement that both parties can accept.

Through our debt settlement process, we work closely with your creditors to find a resolution that is affordable for you and acceptable to them. While the exact percentage may vary, the average settlement typically amounts to approximately 50% of the original balance. Factors such as the type of debt, your financial situation, and creditor policies can influence the final settlement amount.

As we guide you through the debt settlement process, you will be required to set aside a specific monthly amount towards the agreed-upon settlement. This allows for flexibility in determining the payment amount and schedule, taking into account your individual circumstances. Throughout the program, we will negotiate on your behalf, striving to achieve the most favourable outcome for your debt relief.