Samantha Bailey

Taking on debt allows people and companies to make big purchases they can’t afford upfront. But different types of debt have their own risks to consider. By learning about the most common types of debt, how they differ, and managing them responsibly, borrowers gain knowledge.If

Your credit score plays an important role in determining your financial credibility. A high credit score indicates that you can be trusted to manage debt responsibly and make payments on time. On the other hand, a low credit score suggests higher risk and may make

For many Americans, owning a home with a white picket fence represents achieving the quintessential “American Dream.” However, taking on debt to finance this dream lifestyle is increasingly common. While debt may seem at odds with realizing your aspirations, it is possible to responsibly leverage